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Tony Insurance
Home
Insurance Quote
Claims
Insurance
  • Personal Insurance
  • Health Insurance
  • Business Insurance
  • General Insurance
Find out More
  • FAQ
  • About Us
  • Contact Us
  • Important Documents
  • Referral Partner Portal
More
  • Home
  • Insurance Quote
  • Claims
  • Insurance
    • Personal Insurance
    • Health Insurance
    • Business Insurance
    • General Insurance
  • Find out More
    • FAQ
    • About Us
    • Contact Us
    • Important Documents
    • Referral Partner Portal
  • Home
  • Insurance Quote
  • Claims
  • Insurance
    • Personal Insurance
    • Health Insurance
    • Business Insurance
    • General Insurance
  • Find out More
    • FAQ
    • About Us
    • Contact Us
    • Important Documents
    • Referral Partner Portal

Frequently Asked Questions

We’ve answered the most common questions people ask about insurance, working with Tony Insurance, and how our process works. If you don’t see your question here, get in touch, we’d be happy to help.

At Tony Insurance, we can help with ANY type of insurance. Our broad network of insurers and specialists means you only need to contact one place for all your needs.


We can assist with:

  • Personal Insurance - Life, TPD, Trauma / Critical Illness, Income Protection, Child Trauma, Accident-only.
  • Health Insurance - Singles, Couples, Families, SMEs, Corporates, Extras-only, Ambulance.
  • Business Insurance - Public Liability, Cyber, Buy/Sell & Key Person, Commercial Property, Commercial Vehicle, Machinery Breakdown, and more.
  • General Insurance - Marine, Motor Vehicle, Home & Contents, Landlord, Travel, Transport.


Insurance can feel complicated, but we make it simple & easy. Your Consultant will:

  1. Listen to your needs.
  2. Explain different insurance options in plain English.
  3. Provide you with factual information so you can make an informed choice.


If you require Personal Advice about which cover is suitable for your financial situation, we can connect you with one of our trusted Financial Advisers in our professional network.


Making a claim doesn’t have to be stressful. At Tony Insurance, we:

  1. Assist you in preparing your claim with the right documents.
  2. Liaise directly with the insurer on your behalf.
  3. Provide regular updates so you know what’s happening.
  4. Work hard to achieve the best possible outcome in a timely manner.


Our goal is to remove the complexity so you can focus on moving forward while we handle the paperwork and follow-up.


Yes - we provide a full suite of business insurance solutions tailored to businesses of all sizes, from sole traders to large corporations.


Some of the most popular business covers include:

  • Public Liability Insurance
  • Cyber Insurance
  • Commercial Property & Vehicles
  • Buy/Sell & Key Person Insurance
  • Professional Risks & Specialist Cover


Our network of business insurance specialists makes sure your company has access to the protection it needs.


It’s easy:

  1. Contact us via phone, email, or online.
  2. Tell us what you’re looking for.
  3. We’ll explain your options and guide you through the next steps.


From personal cover to complex business protection, we’re here to make insurance simple.


We do not charge fees. Instead, we’re paid a commission by insurers when you take out a policy. This means:

  • You pay the same premium whether you go direct to the insurer or through us.
  • There’s no additional cost to you for our support.
  • You benefit from having a Consultant help you with applications and claims at no extra charge.


We provide General Advice only, meaning we:

  • Give you factual information about how insurance products work.
  • Help you compare and understand different options.
  • Do not recommend a specific product as “suitable” or “best” for your personal situation.


If you require Personal Advice, we can refer you to one of our trusted Financial Advisers, who can assess your financial needs and recommend tailored solutions.


Great question! When you go direct to an insurer, you deal with them alone. With us, you get:

  • Access to a wide range of insurers, not just one provider.
  • A Consultant who explains everything in plain English.
  • Help with claims - we work for you, not the insurer.
  • No extra cost to you compared to going direct.


We’re here to simplify insurance and give you confidence that you’ve made the right choice.


Yes - certain types of cover (such as Life, TPD, and Income Protection insurance) can be funded via Superannuation. This may make premiums more manageable. Your Consultant will explain which options are available and how they work.


No - while we’re based in Melbourne, we help clients all across Australia. Our consultations are done by phone or video, making the process convenient no matter where you live.


That’s fine - many of our clients come to us with existing policies. We can:

  • Review your current insurance for gaps or overlaps.
  • Help you compare it with what’s available in the market.
  • Support you with claims on your existing policy, even if you didn’t take it out through us.


If your question isn’t listed here, you can:

  • Fill out our contact form below.
  • 📞 Call us on 0433 22 77 11
  • 📧 Email think@tonyinsurance.com.au
  • Or book an appointment online at a time that suits you


We’ll be happy to provide a detailed response and help you with your insurance needs.


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What happens after I send my question?

We will do our best to provide you with a detailed response. You are welcome to respond to our email with any additional questions you may have.


If you would prefer to speak with one of our Consultants, our contact details are below. You are welcome to contact us at any time.

Tony Insurance

Level 27, 101 Collins St, Melbourne VIC, Australia

📞 0433 22 77 11 📧 think@tonyinsurance.com.au

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Tony Insurance Life Pty Ltd atf Tony Insurance Life Trust (ABN 12 202 794 800) t/a Tony Insurance are Corporate Authorised Representatives of Sustainable Life Solutions Pty Ltd (ABN 66 655 297 886 / AFSL 536966).

Any information or advice contained on this website is general in nature and has been prepared without analysing your personal situation, financial needs and objectives. All products and information displayed on this website are subject to insurance policy terms and conditions including eligibility criteria, exclusions and, limitations. You should carefully read the Product Disclosure Statements (PDS) and Target Market Determinations (TMD) of the insurers to ensure that the products fit your needs. A copy of the PDS & TMD documents of the insurers are available on this website or by contacting us.

Tony Insurance is only authorised to deal in Life insurance products. Any mention regarding other products and/or services is provided by external third parties and is done under a referral relationship only.